 |
| International Blue Card provides eligible Moroccan customers living abroad with access to funds through payments and cash withdrawals in Morocco and overseas. |
BANK OF AFRICA’s International Blue Card is designed for Moroccans living abroad who need access to funds held in a convertible-dirham account while making payments or cash withdrawals in Morocco and overseas. The Visa card connects international banking needs with a Moroccan account and allows eligible customers to use their available balance without obtaining a specific authorization from Morocco’s Office des Changes.
The product is part of BANK OF AFRICA’s banking offering for Moroccans residing outside the country, commonly referred to as MRE, or Moroccans living abroad.
A card built around convertible-dirham accounts
The International Blue Card is linked to an account denominated in convertible dirhams. Its central feature is the ability to access that balance for transactions in Morocco in dirhams and abroad in foreign currencies.
According to BANK OF AFRICA, transactions abroad are permitted up to the available balance in the convertible-dirham account. The bank also states that customers do not need a specific authorization from the Office des Changes to use the card for these transactions.
That distinction is important for customers who regularly move between Morocco and another country. Rather than maintaining a separate payment mechanism for every destination, the card provides a Visa-based channel connected to the customer's eligible Moroccan banking relationship.
Withdrawal and payment limits
The bank publishes a specific daily cash-withdrawal ceiling for use in Morocco. Other transaction limits depend on the available balance and the type and location of the transaction.
| Feature | International Blue Card |
|---|---|
| Card network | Visa |
| Linked account | Convertible-dirham account |
| Morocco cash withdrawal | Up to MAD 6,000 per day |
| Overseas cash withdrawal | Up to available convertible-dirham balance |
| Morocco purchases | Up to applicable account balance |
| Overseas purchases | Up to available convertible-dirham balance |
| Authorization from Office des Changes | Not specifically required for the card's stated use |
In Morocco, cash withdrawals can be made from BANK OF AFRICA and other banks' ATMs, subject to the MAD 6,000 daily limit and the available balance. Abroad, withdrawals can be made in foreign currencies at approved establishments or ATMs within the available balance of the linked convertible-dirham account.
Payments are also supported at merchants displaying the Visa logo. BANK OF AFRICA says the card can be used for purchases in Morocco, including internet transactions, and at Visa-affiliated merchants abroad.
Who can apply for the International Blue Card?
Eligibility is narrower than for a standard bank card.
BANK OF AFRICA says customers must hold an account in convertible dirhams and provide proof of Moroccan nationality and residence abroad. This means the product is specifically structured around the bank's MRE customer segment rather than being a general international card available to every BANK OF AFRICA account holder.
The bank's MRE card-selection service lists the International Blue Card among its classic Visa cards, alongside other products aimed at customers living outside Morocco.
How customers can subscribe
Eligible customers can request the card through several channels.
BANK OF AFRICA says applications can be made by contacting a customer adviser at a branch in Morocco, through one of the bank's representative offices abroad or through a BMCE EuroServices branch. The bank also provides an online subscription route through its agency-direct service.
Customers should verify the current documentation requirements, fees and account conditions with BANK OF AFRICA before applying because banking products and pricing can change.
Security and international acceptance
The International Blue Card uses EMV technology, which the bank identifies as providing increased security for withdrawals and payments. Transactions are processed through the Visa network, giving the card international acceptance at participating ATMs and payment terminals.
For MRE customers, this combination can be useful when the same account needs to support spending in Morocco as well as travel or purchases abroad.
Frequently asked questions
Who is the International Blue Card intended for?
It is intended for BANK OF AFRICA customers who are Moroccan nationals residing abroad and who hold an eligible convertible-dirham account.
Can the card be used outside Morocco?
Yes. BANK OF AFRICA states that the card can be used abroad for cash withdrawals and payments through the Visa network, subject to the available balance and applicable conditions.
What is the withdrawal limit in Morocco?
The bank lists a maximum cash-withdrawal limit of MAD 6,000 per day in Morocco.
Does the card require authorization from the Office des Changes?
BANK OF AFRICA states that the International Blue Card can be used without a specific authorization from the Office des Changes, within the product's stated framework.
Can it be used for online purchases?
Yes. The bank says purchases can be made through the internet in Morocco and abroad at merchants affiliated with the Visa network.
How can an eligible customer apply?
Applications can be initiated through a BANK OF AFRICA customer adviser, a representative office abroad, a BMCE EuroServices branch or the bank's online channel.
For Moroccans living abroad, the International Blue Card is therefore less about a conventional credit facility and more about giving controlled international access to funds held in a convertible-dirham account. Its usefulness depends largely on the customer's MRE status, account structure, available balance and transaction requirements.
.png)
Post a Comment